Good Questions About Accident Claims

Tampa Personal Injury Lawyer answers:

You wreck ‘em, we check ‘em! _____________ claims company. People would remember that. You want something quick and memorable.

Tampa Personal Injury Lawyer answers:

Rules on this will vary by state. Some states you can refuse to have it repaired if the damage exceeds a certain amount or percentage of the value, or if it’s under a certain age.

Here are some rights you’ll have: They should pay for a rental vehicle while your is being repaired, or for a reasonable amount of time for you to find a new vehicle if it gets totalled (for example, they should pay for a rental until the claim is settled, plus an additional week if it gets totalled). If you decide not to get a rental, they should reimburse you the costs associated with having to pay someone to drive you around, usually up to the amount a rental would cost per day.

If the vehicle is not in satisfactory condition for you when they finish working on it, you do not have to accept it until you are satisfied with the repairs. They’re supposed to make it as it was before it was damaged.

I certainly don’t blame you for not wanting it repaired, you bought a new car and not a repaired one. I would tell them as much when dealing with them and tell them you want it replaced, not repaired. Since it is only a month old, they should step up and pay you the full amount of the vehicle. Good luck with this, I hope you can get it replaced.

Before going through your carrier, I would weigh the options of having an attorney take care of it and leaving your insurance company out of it. I say this because I’ve seen people get taken advantage of by going through their carrier and tehy worked together with teh other company to save them money.

You have more leverage working with their carrier since it was their fault and they’ll want to avoid a lawsuit if at all possible. If you work with your carrier, it is not as easy to pursue legal action and you have less leverage.

Also, they will ask you questions in a recorded conversation trying to get you to say you have no injuries. The best answer to “do you have any injuries” or “do you have any signs of injuries from this accident” or any other question like this is to say “not at this time” or “nothing that’s apparent right now”. This will prevent them from saying you told them everything was OK and you weren’t injured if it goes to court later on from injuries that may come out from the accident later.

Tampa Personal Injury Lawyer answers:

You need to send the written complaint to your state insurance department, including a copy of the declination letter from State Farm.

Tampa Personal Injury Lawyer answers:

So sorry but I don’t know of any claims company which do as you ask. Many years ago I was witness to a similar accident where the persons car was only insured 3rd party. Months later I was asked to make out a witness statement which I hope sorted out the problem. During this period I was talking to the police about the problem and they advised that anyone who is involved in an accident which is definitively NOT their fault, should make sure they are ‘injured’ so that the police must be called to the scene All details then have to be recorded so the other party and insurance company can’t wriggle out of it.

Tampa Personal Injury Lawyer answers:

You will be responsible for any and all medical bills. If $7,000. Is not enough, you will be responsible for the rest. It doesn’t matter who actually pays them, the insutrance company, the lawyer or you. You are responsible.